Happy Debt Day!

Yes, this time last year I decided to join payplan. To date I have paid off £8123.57 off my debt. In September I will have crossed the £30K marker, and finally be in the 20’s. Its taking a long time, but I will be debt free soon. My attempts to save more money to put towards the debt have failed. Car Tax, Car insurance,Car Service, MOT, raising EVERYTHING prices, my petrol costs £20 more a month now….having to eat…… have all gotten in the way. I do wonder whether its all worth it? The bankruptcy avoidance? Maybe I shall ask!